Attention homeowners in Middleville and Barry County: Get an Appraisal today!

See the top seven reasons why MI homeowners call on Nathan James Appraisals LLC:

  1. Pre-listing appraisals (whether they're selling the home on their own or using an agent)
  2. To challenge a MI property tax assessment
  3. Remove PMI to cut their mortgage payment
  4. To reinstate your Home Equity Line of Credit (or HELOC)
  5. To review a different appraiser's report for verification
  6. In the case of a MI divorce, when real estate needs to be divided
  7. Settle an estate in MI by determining the true market value of real estate in question

Own a house in or near Middleville, MI and need help determining the price of it?
Contact Nathan James Appraisals LLC.

We at Nathan James Appraisals LLC understand the unique needs of a customer in need of appraisal services. Our usual business clients get the appraisal process and the customary "products" we deliver to them. But as a consumer,we will provide you with extra guidance and explanations through the appraisal process to more clearly understand what we do and how we present the results of our analysis.

For Sale By Owner/Pre-Listing Services

It's very hard to be objective about your home because you probably have an emotional attachment to it. The professional appraisers at Nathan James Appraisals LLC will tell you what you need to know -- not just what you want to hear. We are objective. A professional appraisal is a very valuable negotiating tool once you have an interested buyer, in addition to helping you set a realistic selling price so your home will attract interested buyers. It gives you something tangible to show your buyer. The appraisal is an independent third party's opinion of your house's value, not just you saying how much you think your home is worth. Interested buyers assume you have an emotional attachment to your house and will be much more likely to give credibility to a seasoned appraiser's value report than yours.

Appraisals to cancel PMI

Getting the PMI (Private Mortgage Insurance) removed from your mortgage loan is a preferred way to save money for homeowners. Once your mortgage loan is down below 80% of the value of your home, in most cases you can apply to the lender to have the PMI eliminated from your loan, which will make your monthly payments go down. We are veterans in helping customers just like you get rid of undesirable PMI insurance.

Challenging property tax assessments

Lets say you live in an area that is going down -- your local tax assessor may have your home overvalued. This only means you are most likely paying higher taxes than you should be paying. The earlier you take care of a matter like this, the better, since your property assessment may likely go up again in the next period. When contesting your property tax assessment, getting an appraisal from Nathan James Appraisals LLC is your perfect weapon.

Recently got a freeze your HELOC?

Your lender might make the decision to automatically freeze your home equity line of credit (HELOC) if your property is in a declining area -- even if your specific property has not declined in value. Not only can this be unsuitable from a cash flow angle, but it can be damaging to your credit score since it may appear as though that credit line is maxed out. Nathan James Appraisals LLC can provide you with efficient appraisal to help you reinstate your HELOC.

Need Field and Desktop Appraisal Review Services?

Have you just been handed a copy of your appraisal and you would wish to have a seasoned professional double-check it for verity or do you need a second opinion without the cost and delay of waiting for a whole new appraisal? We can go out and check the subject and comparables in a field review. Or, if you need it ASAP, we can provide desk review and verify as many facts as we can using online data sources as well as our own files.

We can also provide a retrospective review of any appraisal report you may have had in the past. While typically requested by banks, you may want to take advantage of this service if you suspect mortgage fraud related to your home.